Loss of earning capacity

We can easily become vulnerable in relation to our job. Problems with our back, hands or vision may make it difficult, or perhaps even impossible, for us to carry out our day-to-day work. With insurance against loss of earning capacity, part of your loss of income will be covered if you become ill or have an accident, making you unable to work for a long period of time.

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With insurance against loss of earning capacity, you will receive a regular monthly income to replace some of your salary if you suddenly become unable to work. Your family will thus be financially secure as you can still afford to pay your bills during the period of your illness or injury.

Advantages of insurance against loss of earning capacity

  • Regular monthly income
  • Income tax relief on contributions
  • Possible exemption from contributions into the pension scheme (waiver of premium) after a certain period of time

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