​When you become self-employed, your financial situation often undergoes major changes. We therefore recommend that you adjust your pension scheme and your insurance covers, so that you and your family are protected if you fall ill, lose your earning capacity or die.

Your options 

  • You can continue your pension scheme and often maintain your insurance covers on attractive terms through Pension for Selvstændige (website in Danish only), if you meet the conditions. However, this may require that you provide us with new health information. If you do not meet the conditions, you can continue your scheme by making contributions yourself.
  • You can postpone your pension contributions and often keep your insurances for up to a year after your employment has ended if you have saved up a sufficient amount. When you start making contributions again, we will deduct the amount that you owe from your savings, and you do not have to provide new health information. You have to pay tax-free insurances immediately if you want to keep them.
  • You can stop making contributions. This will mean that your insurance covers will lapse or be reduced. If you wish to resume making contributions at a later date, you must provide us with new health information, and your rates and terms will not be the same.

What should you do now?
Call us on +45 70 11 25 25 for guidance on your options.​​